To personalise your experience - to remember who you are so we can show you timely, relevant content across social media.
To analyse data - to determine the number of visitors we receive, how long they stay, and how they use the site.
Most web browsers allow you to decline cookies if you prefer not to accept them.
Self Cert BTL - Use Rental Income Only! No Other Income Required...
Buy to let mortgages do have self certified alternatives in that in a lot of cases all that is required is the rental
income of the property in question.
There are lender's able to consider buy to let mortgages with self cert alternatives - i.e. they do not require proof
of other income such as salary from an employed job or self employed income such as salary and profits.
Get an alternative buy to let self cert mortgages using only rental income?
Several lenders are able to consider your buy to let mortgage application using rental income only - this is a very
useful self cert mortgage alternative since you do not need to proof any other income - infact your own income
can be ignored since the property is able to "stand alone" basing the buy to let mortgage on its rent alone.
Other income does help your self cert buy to let mortgage but not required
Other income - over and above rental income - is not required for your self cert buy to let mortgage alternative.
Some lender's do have minimum income requirements when it comes to a buy to let mortgage - i.e minimum
salary or other income.
But there are a good choice of other lenders with competitive rates and fees looking to provide you with your
self cert buy to let mortgage alternative using rental income alone!
Need a Self Cert Buy to Let??? Use Our Self Cert Buy to Let Mortgages!!! Use Rental Income Only >>> No Other Income Required >>> Portfolio Landlords Welcome >>> Call Our Self Cert Buy to Let Mortgage Specislists Today!
Need a flexible buy to let self cert mortgage? Our self certified buy to let mortgages are just the answer! See some of our available options below –
- Self certified mortgages for buy to let with competitive rates and fees
- Buy to let self cert mortgages using just rental income!
- With our buy to let self cert mortgages you can borrow up to 85% with no proof of income whatsoever
- Self certifying your mortgage is very common with a buy to let really helping you to secure your self cert mortgage
That said - we still receive enquiries from people who believe they need a self certified mortgage when in fact their
circumstances may allow them to proceed with a conventional mortgage - along with competitive rates and fees.
• We can accept adverse credit with our self cert deals
• Secured loans - self cert option available
In most cases we can secure up to 85% on your self cert buy to let mortgage
Meaning you can remortgage up to 85% - or if you are buying a buy to let then
you will only need a 15% deposit.
Not only do we have access to very competitive buy to let - we also have lots
of flexible options including:
• all bad credit is considered
• using rental income only
• low salary and low profit options
• 85% Self Cert Buy To Let Mortgages - Borrow up to 85% !
Self cert buy to let mortgages:
• just use rental income
• no other income required
Which can be especially useful if you are remortgaging or buying a buy to let property.
We have access to self certified buy to let mortgages where no minimum income
is required - e.g. a very small profit wage, or pension etc will suffice.
The above 2 options gives you a wide choice from the competitive range of self
cert buy to let mortgages - some with low rates and low fees.
Avoid Large Arrangement Fees - Save £000's
Borrow up to 85% - Competitive Rates
Get Your Free Mortgage Quote Now - Call O8OO 612 O466
Bad Credit and Self Employed - All Considered
Residential & Commercial Deals - Get Your Free Quote Today!
Self Cert Buy to Let Mortgages - Just Use Rental Income !
• Self Cert Buy to Let Mortgages
Just Use Rental Income Only!
Portfolios - and - Professional Landlords Welcome
Buy To Let Self Cert Mortgage?
Just Use Rental Income - No Other Income Required !
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED
IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
YOU MAY QUALIFY FOR ONE OF OUR SELF CERT BUY TO LET MORTGAGE ALTERNATIVES
FIRST TIME BUYERS AND NON PROPERTY OWNERS NEED OTHER INCOME - NOT JUST RENTAL INCOME
We specialise in complex and difficult mortgages...
Our self cert buy to let mortgages aim to provide the solution you need
Portfolio & LTD Company Deals Available
Most Recent Reviews (9)
"Thank you very much for this, you've done something that many have failed to do!!!"
January 22, 2019
"I am pleased to inform you that our mortgage has been completed today. I am immensely grateful for all your support and level of professionalism. Again, you have shown excellence at its best!."
January 25, 2019
"It was by luck that I came across Red Brick, we had tried everywhere with no avail. From the first contact it has been totally stress free! A very approachable and personable team. With a picture of not being able to move for the betterment of my family to dreaming of shopping for our new home, it is down to this company in making it a reality. I have done and will continue to recommend them as the only port of call."
January 16, 2019
"Not a straightforeard case Sean has worked hard to try to secure my mortgage all the work he put into my case looks like its going to be worth it would definitely reccommend red brick and will be using them in the future thanks Sean"
January 11, 2019
"RedBrick Mortgages helped me to sort out my mortgage which was on a tight deadline. They made it possible to issue our offer in under 2 weeks. We can't thank them enough."
January 07, 2019
"I held little hope of a mortgage – with recent defaults and pay day loans – RedBrick Mortgages did the research and sourced a deal that I could afford, and enable me to buy my first home."
December 18, 2018
"We got our first mortgage with the help of RedBrick Mortgages ...they were so professional and patient with all our paper work that needed to be submitted."
December 11, 2018
"My Buy to Let was not straight forward – yet RedBrick Mortgages were able to secure my loan within a few weeks and at the best possible rates – can highly recommend!"
November 22, 2018
"We have already recommended RedBrick Mortgages to our friends that plan to get their first mortgage and i know they can help them..."
• Low Rates & Lender's Fees Available - You could Save £000's
We have access to very competitive buy to let mortgage rates - they are
updated daily so it's always worth contacting us for our most competitive rates.
We have access to the whole buy to let mortgage market including high street banks and building societies as well as many exclusive offers.
Many high street banks are asking for very large arrangement fees, sometimes costing 3.5% of the loan amount - these are to be avoided!
We have access to buy to let mortgages with fees under £1,000 in many cases - depending upon your circumstances.
• Professional Buy to Let Landlords - Portfolios Welcome !
We have years of experience when it comes to advising and arranging buy
to let mortgage portfolios.
In spite of extra regulations we are aim to ensure that:
• competitive rates and fees are achieved
• you secure the amount of borrowing you require
• your mortgage completes as fast and efficiently as possible
With our specialist knowledge & experience we aim to quickly resolve your case!